Well i dont think an "xbox 720" is coming out soon i think they said the life span of the xbox 360 is gonna be a very long time, so you would be waiting for that future gen console awhile. I say go out and get an xbox there not as expensive as they used to be and paying for the onhline really isnt that big of a deal.
As for missing out on gears or halo i dont know both of those games are very entertaining and i really enjoy the online on both of them I would really recommend trying them. It all depends on how interested you are. Read up on em, read some reviews.
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