@horgen said:
@eoten said:
Yeah, and paying for services actually tailored to the individual, from a provider that offers the plan they want, and has to compete with other providers, driving down costs and improving quality. One-size-fits-all policies that don't even take into considerations the basics of gender, forcing the entire population to pay for it, and eliminating all competition within the system to essentially monopolize the market is the kind of damage Obamacare caused that has skyrocketed insurance costs.
With private healthcare, you actually have a choice who to buy from, or whether or not to buy into it at all. It's entirely the choice of the consumer, and nobody is going to put a gun to their head, demand they empty their pockets "or else" and expect you to thank them if they toss you a mediocre at best plan in exchange.
You have a choice? How many insurance providers do you got, or can choose between? How often do you have to fight with insurance to get covered? How about increased premiums after actually needing what an insurance provides? And say you actually need to ride an ambulance, a choice which might not be in your hands when the need arises, any chance it might not be in network and not covered by your insurance? Same for the doctor in the hospital?
Given what insurance is supposed to cover, does it really matter who or what provides it? It's only there to make sure you don't have to pay the whole cost upfront.
Prior to Obamacare which put most of them out of business, in the state I am in, about a half dozen or more. Why? But that ended about a decade ago. Insurers were forced to abide by ridiculous rules and regulations, and could not. For example, forcing men to pay for healthcare plans that include maternity services.
And yeah, it matters who provides it. When one entity controls an entire industry, be it government or corporation, prices go up, quality goes down, waste and fraud runs rampant. There is no longer competition to drive prices down. To use a metaphor that people on these boards could understand better. What if you didn't have a choice between Nintendo, Sony, or Microsoft for your gaming console, but only one of them? Do you think you'd be getting anything at $499? Of course not.
So yeah, it absolutely does matter. When providers compete in any industry, consumers win.
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