I just got health insurance for $40 a month.

  • 119 results
  • 1
  • 2
  • 3

This topic is locked from further discussion.

Avatar image for Makhaidos
#1 Edited by Makhaidos (2162 posts) -

People who bash the Affordable Care Act can officially go suck a rusty nail. Yes, the website is godawful; only six people were able to enroll on the day it was launched, and I unfortunately was not one of them. I will grant this to critics. Nobody was swearing in the general direction of the White House more than me when that disaster occurred.

But now, thanks to the tax credit I receive, I can afford health insurance for the first time in YEARS. It covers everything I need, except dental (I could get a separate plan if I wanted to spend the money, however). It's not an HMO. It's not a crappy plan with a seven-thousand dollar deductible (the deductible is six hundred, if you must know). It's not a coinsurance plan. I get $4 prescription, $4 primary doctor visits, and $25 specialist visits (first three primary doctor visits are $0 copay, which will last me most of the year). The closest doctor that accepts the plan is literally three minutes away from my home. If I get rushed to the emergency room, the most I'll have to pay after deductible is a hundred dollars, so the most I'll pay for an ER visit is $700--a fair deal, considering. If I need surgery, it's no charge after deductible. If (what am I saying, "if") I go insane, inpatient mental facilities are no charge after deductible.

If I wanted to go HMO, I could have had a plan for no deductible and no premium. But I don't want that, and for what seems like the first time in my life, I actually feel like I had a choice. So **** you, Republicans. And thank you for the tax dollars.

Short version: THANKS, OBAMA!

Avatar image for LJS9502_basic
#2 Edited by LJS9502_basic (162212 posts) -

LOL I only pay $50 for an emergency room visit...waived if admitted.

Avatar image for Makhaidos
#3 Posted by Makhaidos (2162 posts) -

@LJS9502_basic said:

LOL I only pay $50 for an emergency room visit...waived if admitted.

I just went from having to pay thousands to having to pay at most 700 and at least 100. I'm quite happy with the change.

Avatar image for perfect_blue
#4 Posted by Perfect_Blue (30075 posts) -

This will be an entertaining thread.

Avatar image for plageus900
#6 Posted by plageus900 (2370 posts) -

@Makhaidos: I'm glad you are able to get health insurance now. It sucks not having it. I think this ACA is a step in the right direction. I just have ONE small problem with it. I don't like being told that I HAVE to have health insurance. I think it's stupid to go without it, but it should be my choice. I'm lucky in my current situation. I'll have free health insurance through the VA for the next five years because I was deployed to a combat zone whilst in the Air Force.

But anyways, I'm glad you have it and that its affordable for you.

Avatar image for Jaysonguy
#7 Posted by Jaysonguy (39454 posts) -

@plageus900 said:

I don't like being told that I HAVE to have health insurance. I think it's stupid to go without it, but it should be my choice.

So if you get sick you're also happy with not seeking medical attention.

Because it's a fact that being proactive with your health cuts costs by almost 80%

Avatar image for 4myAmuzumament
#8 Posted by 4myAmuzumament (1791 posts) -

people who don't see the long-term benefits of nationalized healthcare are simply short-sighted.

Avatar image for mattbbpl
#9 Posted by mattbbpl (14815 posts) -

Well, I'm happy for you and glad you're seeing a benefit. I'm also happy that you're no longer a free rider and able to pursue preventative healthcare which should make you a lower cost on the system in the long run.

I'm assuming you are either unemployed, part time, or work for an employer that doesn't offer health insurance as a benefit? Company sponsored health insurance is generally the way to go if it's available.

Avatar image for huggybear1020
#10 Edited by HuggyBear1020 (467 posts) -

Good for you. My own insurance premium went up 50% and my deductible went up 100%. But hey, **** me, right?

Avatar image for MonsieurX
#11 Posted by MonsieurX (36898 posts) -

Living in Canada.

huhuehehehhe

Avatar image for lostrib
#12 Posted by lostrib (49999 posts) -

I get it through my university

Avatar image for k--m--k
#13 Posted by k--m--k (2541 posts) -

Lol at Americans and their health system

Avatar image for Guybrush_3
#14 Posted by Guybrush_3 (8308 posts) -

@k--m--k: Yup, it's terrible unless you're rich, but the ACA is making it slightly less terrible.

Avatar image for plageus900
#15 Edited by plageus900 (2370 posts) -

@Jaysonguy said:

@plageus900 said:

I don't like being told that I HAVE to have health insurance. I think it's stupid to go without it, but it should be my choice.

So if you get sick you're also happy with not seeking medical attention.

Because it's a fact that being proactive with your health cuts costs by almost 80%

I said it was stupid to forego health insurance. But no one should be MADE to have it is what I was getting at.

Avatar image for Shmiity
#16 Posted by Shmiity (6090 posts) -

Affordable Care Act lowered my Mom's insurance by 600$ a month. She had to take private insurance before this, and it was awful. I'm so thankful for Obama Care.

Avatar image for Nuck81
#17 Edited by Nuck81 (6832 posts) -

My Wife has insurance for the first time since she was dropped from her parents the day she turned 18 due to Type 1 Diabetes.


Thanks Obama!!!

BTW my cost went up less this year than it did either of the last two years.

Avatar image for danyopizzle
#18 Posted by danyopizzle (341 posts) -

How much are they paying you to post this garbage? SHILL ALERT SHILL ALERT

Avatar image for cynical_buzzard
#19 Posted by Cynical_Buzzard (226 posts) -

Bravo! Do you want an e-cookie or something?

Avatar image for deeliman
#20 Posted by deeliman (3746 posts) -

Congrats on getting it so cheap.

Avatar image for huggybear1020
#21 Edited by HuggyBear1020 (467 posts) -

@Guybrush_3 said:

@k--m--k: Yup, it's terrible unless you're rich, but the ACA is making it slightly less terrible.

I'm not rich and my health insurance was just fine. It became much more expensive after the ACA was passed though. But as the OP said, **** me, right?

Avatar image for LJS9502_basic
#22 Posted by LJS9502_basic (162212 posts) -

@huggybear1020 said:

@Guybrush_3 said:

@k--m--k: Yup, it's terrible unless you're rich, but the ACA is making it slightly less terrible.

I'm not rich and my health insurance was just fine. It became much more expensive after the ACA was passed though. But as the OP said, **** me, right?

Which is a problem with the system no one wants to address....

Avatar image for vfibsux
#23 Edited by vfibsux (4497 posts) -

@Makhaidos said:

People who bash the Affordable Care Act can officially go suck a rusty nail. Yes, the website is godawful; only six people were able to enroll on the day it was launched, and I unfortunately was not one of them. I will grant this to critics. Nobody was swearing in the general direction of the White House more than me when that disaster occurred.

But now, thanks to the tax credit I receive, I can afford health insurance for the first time in YEARS. It covers everything I need, except dental (I could get a separate plan if I wanted to spend the money, however). It's not an HMO. It's not a crappy plan with a seven-thousand dollar deductible (the deductible is six hundred, if you must know). It's not a coinsurance plan. I get $4 prescription, $4 primary doctor visits, and $25 specialist visits (first three primary doctor visits are $0 copay, which will last me most of the year). The closest doctor that accepts the plan is literally three minutes away from my home. If I get rushed to the emergency room, the most I'll have to pay after deductible is a hundred dollars, so the most I'll pay for an ER visit is $700--a fair deal, considering. If I need surgery, it's no charge after deductible. If (what am I saying, "if") I go insane, inpatient mental facilities are no charge after deductible.

If I wanted to go HMO, I could have had a plan for no deductible and no premium. But I don't want that, and for what seems like the first time in my life, I actually feel like I had a choice. So **** you, Republicans. And thank you for the tax dollars.

Short version: THANKS, OBAMA!

And we all get to pay for it for you.....thank US not Obama.

My sister's insurance went UP $400 per month. This system is broken.....but glad you got yours.

Avatar image for vfibsux
#24 Edited by vfibsux (4497 posts) -

@4myAmuzumament said:

people who don't see the long-term benefits of nationalized healthcare are simply short-sighted.

people who don't see the long-term ramifications of nationalized healthcare are simply short-sighted.

Amazing how much faith some of you put in this government which probably could not get a toilet unclogged if they had to take a shit. There are countries out there that are proof of why this is a bad thing, but never mind that...gimme gimme gimme! It's the American way!

Avatar image for huggybear1020
#25 Edited by HuggyBear1020 (467 posts) -

@LJS9502_basic said:

@huggybear1020 said:

@Guybrush_3 said:

@k--m--k: Yup, it's terrible unless you're rich, but the ACA is making it slightly less terrible.

I'm not rich and my health insurance was just fine. It became much more expensive after the ACA was passed though. But as the OP said, **** me, right?

Which is a problem with the system no one wants to address....

One of the big lies perpetrated is that nobody's health plans would go up and that many would see their current plans go down. I have yet to hear of one person already on insurance whose current premiums went down.

Avatar image for thegerg
#26 Posted by thegerg (18284 posts) -

@Jaysonguy: Not having health insurance is not the same thing as not seeking medical attention when you're sick. Wtf are you on about?

Avatar image for vfibsux
#27 Edited by vfibsux (4497 posts) -

@huggybear1020 said:

@LJS9502_basic said:

@huggybear1020 said:

@Guybrush_3 said:

@k--m--k: Yup, it's terrible unless you're rich, but the ACA is making it slightly less terrible.

I'm not rich and my health insurance was just fine. It became much more expensive after the ACA was passed though. But as the OP said, **** me, right?

Which is a problem with the system no one wants to address....

One of the big lies perpetrated is that nobody's health plans would go up and that many would see their current plans go down. I have yet to hear of one person already on insurance whose current premiums went down.

We had tens of millions without insurance....yet the socialist side of our government in all its wisdom decided to affect ALL of us. A trillion dollars to fix a problem only tens of millions had. This is like performing a triple bypass on 100 people because 10 people in the room needed it. We could have easily reformed medicare/medicaid to help those in need and leave the rest of us the **** alone. Why wouldn't they just do this? Because they did this to further the socialist agenda and to get more control over our lives, period. If you think this thing is not headed for single payer you are delusional. This is all part of the grand scheme, which is why we need to get all of these socialists OUT of our government and ship them off to Venezuela. All of you who support them can get on the boat with them.

Avatar image for toast_burner
#28 Posted by toast_burner (24743 posts) -

I don't understand America. Countries have had universal healthcare systems for decades and America still haven't got round to it yet.

Avatar image for ultimate-k
#29 Edited by ultimate-k (2348 posts) -

I'm too hardcore for health insurance, I just take some pills or pick up a health kit when my health is down.

Avatar image for mattbbpl
#30 Posted by mattbbpl (14815 posts) -

@huggybear1020 said:

@LJS9502_basic said:

@huggybear1020 said:

@Guybrush_3 said:

@k--m--k: Yup, it's terrible unless you're rich, but the ACA is making it slightly less terrible.

I'm not rich and my health insurance was just fine. It became much more expensive after the ACA was passed though. But as the OP said, **** me, right?

Which is a problem with the system no one wants to address....

One of the big lies perpetrated is that nobody's health plans would go up and that many would see their current plans go down. I have yet to hear of one person already on insurance whose current premiums went down.

Most in the states of NY and CA saw premiums decrease.

Avatar image for perfect_blue
#31 Posted by Perfect_Blue (30075 posts) -

@vfibsux said:

@4myAmuzumament said:

people who don't see the long-term benefits of nationalized healthcare are simply short-sighted.

people who don't see the long-term ramifications of nationalized healthcare are simply short-sighted.

Amazing how much faith some of you put in this government which probably could not get a toilet unclogged if they had to take a shit. There are countries out there that are proof of why this is a bad thing, but never mind that...gimme gimme gimme! It's the American way!

Care to list some countries?

Avatar image for GazaAli
#32 Posted by GazaAli (25216 posts) -

@toast_burner said:

I don't understand America. Countries have had universal healthcare systems for decades and America still haven't got round to it yet.

Its such a mystery yes. I find it extremely difficult to find a rational argument against a universal healthcare system in a country on par with the U.S. In fact, much "inferior" countries, in terms of economic means and plain capacities, have had quality universal healthcare for decades. I know that many Americans see Michael Moore as a nutcase, but I remember watching a documentary he made criticizing the American healthcare system. It was a depressing and mind boggling documentary.

Avatar image for deeliman
#33 Posted by deeliman (3746 posts) -

@vfibsux said:

@huggybear1020 said:

@LJS9502_basic said:

@huggybear1020 said:

@Guybrush_3 said:

@k--m--k: Yup, it's terrible unless you're rich, but the ACA is making it slightly less terrible.

I'm not rich and my health insurance was just fine. It became much more expensive after the ACA was passed though. But as the OP said, **** me, right?

Which is a problem with the system no one wants to address....

One of the big lies perpetrated is that nobody's health plans would go up and that many would see their current plans go down. I have yet to hear of one person already on insurance whose current premiums went down.

We had tens of millions without insurance....yet the socialist side of our government in all its wisdom decided to affect ALL of us. A trillion dollars to fix a problem only tens of millions had. This is like performing a triple bypass on 100 people because 10 people in the room needed it. We could have easily reformed medicare/medicaid to help those in need and leave the rest of us the **** alone. Why wouldn't they just do this? Because they did this to further the socialist agenda and to get more control over our lives, period. If you think this thing is not headed for single payer you are delusional. This is all part of the grand scheme, which is why we need to get all of these socialists OUT of our government and ship them off to Venezuela. All of you who support them can get on the boat with them.

Avatar image for deeliman
#34 Edited by deeliman (3746 posts) -

@Aljosa23 said:

@vfibsux said:

@4myAmuzumament said:

people who don't see the long-term benefits of nationalized healthcare are simply short-sighted.

people who don't see the long-term ramifications of nationalized healthcare are simply short-sighted.

Amazing how much faith some of you put in this government which probably could not get a toilet unclogged if they had to take a shit. There are countries out there that are proof of why this is a bad thing, but never mind that...gimme gimme gimme! It's the American way!

Care to list some countries?

I'll go out on a limb and say he can't.

Avatar image for Jaysonguy
#35 Edited by Jaysonguy (39454 posts) -

@thegerg said:

@Jaysonguy: Not having health insurance is not the same thing as not seeking medical attention when you're sick. Wtf are you on about?

If you don't take care of the small ailments and have routine examinations they turn into million dollar problems later on.

Avatar image for jimkabrhel
#36 Posted by jimkabrhel (15625 posts) -

You must be lying. Obamacare is evil and no one benefits from it. We have to get rid of it before the USA ends in fire and brimstone, all caused by the crybaby liberals who want to put poor people on a pedestal.

Signed,

Rush Limbaugh, Glenn Beck, Ted Cruz, Rand Paul, Sarah Palin, Every Conservative SuperPac, etc.

Avatar image for always_explicit
#37 Posted by always_explicit (3379 posts) -

Thank England and the National health service.

Pay some tax and get some healthcare. Cant fault that for logic.

Avatar image for thegerg
#38 Posted by thegerg (18284 posts) -

@Jaysonguy: Ok. That has noting to do with the fact that not having health insurance is not the same thing as not seeking medical care. Again, Wtf are you on about?

Avatar image for gameofthering
#39 Posted by gameofthering (11115 posts) -

I don't see why people would not want something like the UK's NHS.

Avatar image for DarkGamer007
#40 Posted by DarkGamer007 (6033 posts) -

@vfibsux said:

@4myAmuzumament said:

people who don't see the long-term benefits of nationalized healthcare are simply short-sighted.

people who don't see the long-term ramifications of nationalized healthcare are simply short-sighted.

Amazing how much faith some of you put in this government which probably could not get a toilet unclogged if they had to take a shit. There are countries out there that are proof of why this is a bad thing, but never mind that...gimme gimme gimme! It's the American way!

Nationalized Health Care never works, I mean shit, ever country in the Top 10 Best Health Care list doesn't have Nationalized Health Care </sarcasm>

Avatar image for DarkGamer007
#41 Posted by DarkGamer007 (6033 posts) -

@GazaAli said:

@toast_burner said:

I don't understand America. Countries have had universal healthcare systems for decades and America still haven't got round to it yet.

Its such a mystery yes. I find it extremely difficult to find a rational argument against a universal healthcare system in a country on par with the U.S. In fact, much "inferior" countries, in terms of economic means and plain capacities, have had quality universal healthcare for decades. I know that many Americans see Michael Moore as a nutcase, but I remember watching a documentary he made criticizing the American healthcare system. It was a depressing and mind boggling documentary.

It's mind boggling really, there exist dozens of countries with "socialized" health care that have lower costs and better healthcare than the United States, yet people refuse to acknowledge this fact. It is amazing how strong the anti-socialist propaganda is rooted into the American Public's mindset.

Avatar image for GazaAli
#42 Posted by GazaAli (25216 posts) -

@DarkGamer007 said:

@GazaAli said:

@toast_burner said:

I don't understand America. Countries have had universal healthcare systems for decades and America still haven't got round to it yet.

Its such a mystery yes. I find it extremely difficult to find a rational argument against a universal healthcare system in a country on par with the U.S. In fact, much "inferior" countries, in terms of economic means and plain capacities, have had quality universal healthcare for decades. I know that many Americans see Michael Moore as a nutcase, but I remember watching a documentary he made criticizing the American healthcare system. It was a depressing and mind boggling documentary.

It's mind boggling really, there exist dozens of countries with "socialized" health care that have lower costs and better healthcare than the United States, yet people refuse to acknowledge this fact. It is amazing how strong the anti-socialist propaganda is rooted into the American Public's mindset.

Couldn't agree more. Its probably some residues from the cold war. Maybe in the future once old generations die out and younger generations get hold of things in the U.S, this mindset will finally change.

Avatar image for Nuck81
#43 Posted by Nuck81 (6832 posts) -

@DarkGamer007 said:

@GazaAli said:

@toast_burner said:

I don't understand America. Countries have had universal healthcare systems for decades and America still haven't got round to it yet.

Its such a mystery yes. I find it extremely difficult to find a rational argument against a universal healthcare system in a country on par with the U.S. In fact, much "inferior" countries, in terms of economic means and plain capacities, have had quality universal healthcare for decades. I know that many Americans see Michael Moore as a nutcase, but I remember watching a documentary he made criticizing the American healthcare system. It was a depressing and mind boggling documentary.

It's mind boggling really, there exist dozens of countries with "socialized" health care that have lower costs and better healthcare than the United States, yet people refuse to acknowledge this fact. It is amazing how strong the anti-socialist propaganda is rooted into the American Public's mindset.

You should get on Facebook.

There was a story linked from Obamacaresux.net that showed a family of 4 in Alabama having their Insurance rates raised to over $5,000 a month.

No one can argue against that kind of truth

Avatar image for Jacobistheman
#44 Posted by Jacobistheman (3975 posts) -

"A fair deal"?

It is in nowhere fair, other people are paying for the majority of your healthcare. It is fine to believe that poor and sick people should be dependent on rich and healthy to pay for their healthcare, but just realize that everyone getting money for their healthcare is taking that money from someone else which isn't very "fair".

"So **** you, Republicans. And thank you for the tax dollars."

Avatar image for Jaysonguy
#45 Posted by Jaysonguy (39454 posts) -

@thegerg said:

@Jaysonguy: Ok. That has noting to do with the fact that not having health insurance is not the same thing as not seeking medical care. Again, Wtf are you on about?

If you don't understand then I'm done with you

A child could understand that point

Avatar image for thegerg
#46 Edited by thegerg (18284 posts) -

@Jaysonguy: The point seems to be that you don't understand the difference between health insurance and health care.

You don't need health insurance to seek health care. In some cases it's cheaper to simply go without insurance.

Avatar image for deeliman
#47 Posted by deeliman (3746 posts) -

@Jacobistheman said:

"A fair deal"?

It is in nowhere fair, other people are paying for the majority of your healthcare. It is fine to believe that poor and sick people should be dependent on rich and healthy to pay for their healthcare, but just realize that everyone getting money for their healthcare is taking that money from someone else which isn't very "fair".

"So **** you, Republicans. And thank you for the tax dollars."

I'll shed a tear for all those poor millionaires.

Avatar image for DarkGamer007
#48 Posted by DarkGamer007 (6033 posts) -

@Nuck81 said:

@DarkGamer007 said:

@GazaAli said:

@toast_burner said:

I don't understand America. Countries have had universal healthcare systems for decades and America still haven't got round to it yet.

Its such a mystery yes. I find it extremely difficult to find a rational argument against a universal healthcare system in a country on par with the U.S. In fact, much "inferior" countries, in terms of economic means and plain capacities, have had quality universal healthcare for decades. I know that many Americans see Michael Moore as a nutcase, but I remember watching a documentary he made criticizing the American healthcare system. It was a depressing and mind boggling documentary.

It's mind boggling really, there exist dozens of countries with "socialized" health care that have lower costs and better healthcare than the United States, yet people refuse to acknowledge this fact. It is amazing how strong the anti-socialist propaganda is rooted into the American Public's mindset.

You should get on Facebook.

There was a story linked from Obamacaresux.net that showed a family of 4 in Alabama having their Insurance rates raised to over $5,000 a month.

No one can argue against that kind of truth

"Obamacaresux.net" seems legitmiate.

Avatar image for Jacobistheman
#49 Edited by Jacobistheman (3975 posts) -

@DarkGamer007 said:

@GazaAli said:

@toast_burner said:

I don't understand America. Countries have had universal healthcare systems for decades and America still haven't got round to it yet.

Its such a mystery yes. I find it extremely difficult to find a rational argument against a universal healthcare system in a country on par with the U.S. In fact, much "inferior" countries, in terms of economic means and plain capacities, have had quality universal healthcare for decades. I know that many Americans see Michael Moore as a nutcase, but I remember watching a documentary he made criticizing the American healthcare system. It was a depressing and mind boggling documentary.

It's mind boggling really, there exist dozens of countries with "socialized" health care that have lower costs and better healthcare than the United States, yet people refuse to acknowledge this fact. It is amazing how strong the anti-socialist propaganda is rooted into the American Public's mindset.

Many of the "socialized" health care systems are cheaper and cover more people--which is a combination of lower poverty rates and lower costs of healthcare.

Saying that they offer better healthcare than the US system is a flat out lie.


If you look at the effectiveness of the healthcare system at treating sick people, the US beats the S*** out of all of those systems.

Americans (when compared to many :

  • Get care faster when they are sick
  • People in the US see more specialists
  • have get access to advanced diagnostic tools (like MRI) much more often,
  • have higher survival rates for major diseases/cancer
  • have the highest rates of immunization in the world
  • lowest death due to contagious disease

People trying to change the US healthcare look at things like life expectancy and mortality rates and use it to claim the US healthcare system is worse, when there are causes for those numbers being lower that aren't our healthcare system. Obesity, poverty and the prevalence of smoking among older generations cause most of these numbers to be hire than many of the "Socialized" healthcare systems.

Avatar image for deeliman
#50 Posted by deeliman (3746 posts) -

@Jacobistheman said:

@DarkGamer007 said:

@GazaAli said:

@toast_burner said:

I don't understand America. Countries have had universal healthcare systems for decades and America still haven't got round to it yet.

Its such a mystery yes. I find it extremely difficult to find a rational argument against a universal healthcare system in a country on par with the U.S. In fact, much "inferior" countries, in terms of economic means and plain capacities, have had quality universal healthcare for decades. I know that many Americans see Michael Moore as a nutcase, but I remember watching a documentary he made criticizing the American healthcare system. It was a depressing and mind boggling documentary.

It's mind boggling really, there exist dozens of countries with "socialized" health care that have lower costs and better healthcare than the United States, yet people refuse to acknowledge this fact. It is amazing how strong the anti-socialist propaganda is rooted into the American Public's mindset.

Many of the "socialized" health care systems are cheaper and cover more people--which is a combination of lower poverty rates and lower costs of healthcare.

Saying that they offer better healthcare than the US system is a flat out lie.

If you look at the effectiveness of the healthcare system at treating sick people, the US beats the S*** out of all of those systems.

Americans (when compared to many :

  • Get care faster when they are sick
  • People in the US see more specialists
  • have get access to advanced diagnostic tools (like MRI) much more often,
  • have higher survival rates for major diseases/cancer
  • have the highest rates of immunization in the world
  • lowest death due to contagious disease

People trying to change the US healthcare look at things like life expectancy and mortality rates and use it to claim the US healthcare system is worse, when there are causes for those numbers being lower that aren't our healthcare system. Obesity, poverty and the prevalence of smoking among older generations cause most of these numbers to be hire than many of the "Socialized" healthcare systems.

Source for these claims?