I just got health insurance for $40 a month.

People who bash the Affordable Care Act can officially go suck a rusty nail. Yes, the website is godawful; only six people were able to enroll on the day it was launched, and I unfortunately was not one of them. I will grant this to critics. Nobody was swearing in the general direction of the White House more than me when that disaster occurred.

But now, thanks to the tax credit I receive, I can afford health insurance for the first time in YEARS. It covers everything I need, except dental (I could get a separate plan if I wanted to spend the money, however). It's not an HMO. It's not a crappy plan with a seven-thousand dollar deductible (the deductible is six hundred, if you must know). It's not a coinsurance plan. I get $4 prescription, $4 primary doctor visits, and $25 specialist visits (first three primary doctor visits are $0 copay, which will last me most of the year). The closest doctor that accepts the plan is literally three minutes away from my home. If I get rushed to the emergency room, the most I'll have to pay after deductible is a hundred dollars, so the most I'll pay for an ER visit is $700--a fair deal, considering. If I need surgery, it's no charge after deductible. If (what am I saying, "if") I go insane, inpatient mental facilities are no charge after deductible.

If I wanted to go HMO, I could have had a plan for no deductible and no premium. But I don't want that, and for what seems like the first time in my life, I actually feel like I had a choice. So **** you, Republicans. And thank you for the tax dollars.

Short version: THANKS, OBAMA!

LOL I only pay $50 for an emergency room visit...waived if admitted.

I just went from having to pay thousands to having to pay at most 700 and at least 100. I'm quite happy with the change.

This will be an entertaining thread.

@Makhaidos: I'm glad you are able to get health insurance now. It sucks not having it. I think this ACA is a step in the right direction. I just have ONE small problem with it. I don't like being told that I HAVE to have health insurance. I think it's stupid to go without it, but it should be my choice. I'm lucky in my current situation. I'll have free health insurance through the VA for the next five years because I was deployed to a combat zone whilst in the Air Force.

But anyways, I'm glad you have it and that its affordable for you.

So if you get sick you're also happy with not seeking medical attention.

Because it's a fact that being proactive with your health cuts costs by almost 80%

people who don't see the long-term benefits of nationalized healthcare are simply short-sighted.

Well, I'm happy for you and glad you're seeing a benefit. I'm also happy that you're no longer a free rider and able to pursue preventative healthcare which should make you a lower cost on the system in the long run.

I'm assuming you are either unemployed, part time, or work for an employer that doesn't offer health insurance as a benefit? Company sponsored health insurance is generally the way to go if it's available.

Good for you. My own insurance premium went up 50% and my deductible went up 100%. But hey, **** me, right?

Living in Canada.

huhuehehehhe

I get it through my university

Lol at Americans and their health system

@k--m--k: Yup, it's terrible unless you're rich, but the ACA is making it slightly less terrible.

I said it was stupid to forego health insurance. But no one should be MADE to have it is what I was getting at.

Affordable Care Act lowered my Mom's insurance by 600$ a month. She had to take private insurance before this, and it was awful. I'm so thankful for Obama Care.

My Wife has insurance for the first time since she was dropped from her parents the day she turned 18 due to Type 1 Diabetes.


Thanks Obama!!!

BTW my cost went up less this year than it did either of the last two years.

How much are they paying you to post this garbage? SHILL ALERT SHILL ALERT

Bravo! Do you want an e-cookie or something?

Congrats on getting it so cheap.

I'm not rich and my health insurance was just fine. It became much more expensive after the ACA was passed though. But as the OP said, **** me, right?

Which is a problem with the system no one wants to address....

@Makhaidos said:

People who bash the Affordable Care Act can officially go suck a rusty nail. Yes, the website is godawful; only six people were able to enroll on the day it was launched, and I unfortunately was not one of them. I will grant this to critics. Nobody was swearing in the general direction of the White House more than me when that disaster occurred.

But now, thanks to the tax credit I receive, I can afford health insurance for the first time in YEARS. It covers everything I need, except dental (I could get a separate plan if I wanted to spend the money, however). It's not an HMO. It's not a crappy plan with a seven-thousand dollar deductible (the deductible is six hundred, if you must know). It's not a coinsurance plan. I get $4 prescription, $4 primary doctor visits, and $25 specialist visits (first three primary doctor visits are $0 copay, which will last me most of the year). The closest doctor that accepts the plan is literally three minutes away from my home. If I get rushed to the emergency room, the most I'll have to pay after deductible is a hundred dollars, so the most I'll pay for an ER visit is $700--a fair deal, considering. If I need surgery, it's no charge after deductible. If (what am I saying, "if") I go insane, inpatient mental facilities are no charge after deductible.

If I wanted to go HMO, I could have had a plan for no deductible and no premium. But I don't want that, and for what seems like the first time in my life, I actually feel like I had a choice. So **** you, Republicans. And thank you for the tax dollars.

Short version: THANKS, OBAMA!

And we all get to pay for it for you.....thank US not Obama.

My sister's insurance went UP $400 per month. This system is broken.....but glad you got yours.

people who don't see the long-term ramifications of nationalized healthcare are simply short-sighted.

Amazing how much faith some of you put in this government which probably could not get a toilet unclogged if they had to take a shit. There are countries out there that are proof of why this is a bad thing, but never mind that...gimme gimme gimme! It's the American way!

One of the big lies perpetrated is that nobody's health plans would go up and that many would see their current plans go down. I have yet to hear of one person already on insurance whose current premiums went down.

We had tens of millions without insurance....yet the socialist side of our government in all its wisdom decided to affect ALL of us. A trillion dollars to fix a problem only tens of millions had. This is like performing a triple bypass on 100 people because 10 people in the room needed it. We could have easily reformed medicare/medicaid to help those in need and leave the rest of us the **** alone. Why wouldn't they just do this? Because they did this to further the socialist agenda and to get more control over our lives, period. If you think this thing is not headed for single payer you are delusional. This is all part of the grand scheme, which is why we need to get all of these socialists OUT of our government and ship them off to Venezuela. All of you who support them can get on the boat with them.

I don't understand America. Countries have had universal healthcare systems for decades and America still haven't got round to it yet.

I'm too hardcore for health insurance, I just take some pills or pick up a health kit when my health is down.

Most in the states of NY and CA saw premiums decrease.

Care to list some countries?

Its such a mystery yes. I find it extremely difficult to find a rational argument against a universal healthcare system in a country on par with the U.S. In fact, much "inferior" countries, in terms of economic means and plain capacities, have had quality universal healthcare for decades. I know that many Americans see Michael Moore as a nutcase, but I remember watching a documentary he made criticizing the American healthcare system. It was a depressing and mind boggling documentary.

I'll go out on a limb and say he can't.

If you don't take care of the small ailments and have routine examinations they turn into million dollar problems later on.

You must be lying. Obamacare is evil and no one benefits from it. We have to get rid of it before the USA ends in fire and brimstone, all caused by the crybaby liberals who want to put poor people on a pedestal.

Signed,

Rush Limbaugh, Glenn Beck, Ted Cruz, Rand Paul, Sarah Palin, Every Conservative SuperPac, etc.

Thank England and the National health service.

Pay some tax and get some healthcare. Cant fault that for logic.

I don't see why people would not want something like the UK's NHS.

Nationalized Health Care never works, I mean shit, ever country in the Top 10 Best Health Care list doesn't have Nationalized Health Care </sarcasm>

It's mind boggling really, there exist dozens of countries with "socialized" health care that have lower costs and better healthcare than the United States, yet people refuse to acknowledge this fact. It is amazing how strong the anti-socialist propaganda is rooted into the American Public's mindset.

Couldn't agree more. Its probably some residues from the cold war. Maybe in the future once old generations die out and younger generations get hold of things in the U.S, this mindset will finally change.

You should get on Facebook.

There was a story linked from Obamacaresux.net that showed a family of 4 in Alabama having their Insurance rates raised to over $5,000 a month.

No one can argue against that kind of truth

"A fair deal"?

It is in nowhere fair, other people are paying for the majority of your healthcare. It is fine to believe that poor and sick people should be dependent on rich and healthy to pay for their healthcare, but just realize that everyone getting money for their healthcare is taking that money from someone else which isn't very "fair".

"So **** you, Republicans. And thank you for the tax dollars."

If you don't understand then I'm done with you

A child could understand that point

I'll shed a tear for all those poor millionaires.

"Obamacaresux.net" seems legitmiate.

Many of the "socialized" health care systems are cheaper and cover more people--which is a combination of lower poverty rates and lower costs of healthcare.

Saying that they offer better healthcare than the US system is a flat out lie.

If you look at the effectiveness of the healthcare system at treating sick people, the US beats the S*** out of all of those systems.

Americans (when compared to many :

• Get care faster when they are sick
• People in the US see more specialists
• have get access to advanced diagnostic tools (like MRI) much more often,
• have higher survival rates for major diseases/cancer
• have the highest rates of immunization in the world
• lowest death due to contagious disease

People trying to change the US healthcare look at things like life expectancy and mortality rates and use it to claim the US healthcare system is worse, when there are causes for those numbers being lower that aren't our healthcare system. Obesity, poverty and the prevalence of smoking among older generations cause most of these numbers to be hire than many of the "Socialized" healthcare systems.

Source for these claims?