Sorry to hear that, OP. In this day and age, you really need to be paranoid about the security of your accounts, whether they be your online bank account or PSN account. I've had various accounts compromised due to hacks of various sites. Most cases I've seen people try to reset my password, but I did get banned on one MMO. Thankfully, it's a game I don't care about and their customer support is horrible so no sweat off my back.
I recommend everyone check out https://pwnedlist.com/ to see if they have possibly compromised accounts
I can't imagine spending hundreds of hours on something and losing all that work overnight.
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