Here's an interesting question... would you avoid getting close with someone you liked if it meant inheriting their debt? Let's be honest, once you are married or are in a serious relationship with someone, their debt is your debt. I wonder how many people have a debt threshold. It certainly doesn't sit well with me to pass that sort of judgment, but I think successful couples need to be financially compatible and you could learn a lot about someone depending on how well they manage money and debt.

entropyecho

Debt is shared, yes. In fact, both of our credit scores improved from good to excellent standing due to the nature of our history. Hers, mainly because she had an established credit card since she was legally allowed to carry one and myself, because of my massive student loans and ability to pay them back incrementally.

Another side pro-tip: I know some people can be afraid of credit cards, and those that aren't, often abuse the hell out of it. But get a credit card as soon as possible. Use it comfortably and pay it off like you would any bill, timely. You need to show the big 3 credit reporters history so they know you're not bat-f'n-insane with revolving credit.

So unto your original question. "Would you avoid getting close with someone you liked if it meant inheriting their debt?"

Well how about this. I like blondes with a good size rack. Guess what, my wife is a blonde with a good size rack. Now, is that why I married her? No. But unconsciously, did she fit some unconscious desire and I was drawn to her - sure. Now, if finances are an unconscious worry of yours, I'm sure it may detract you - even if you don't know it. But truthfully, I don't know while you're busy groping up your girlfriend if you're wording "Gee... I wonder what her credit score is?"

Perhaps her poor spending may tip you off and you may attribute that to some personality that you don't agree with. Financial stability is important for a family and future (depending on the type of future you want), but for me, it's not the be all end all. Mostly, if a relationship cracks - it's a lot of tiny little cracks.

Simple answer. We don't know who the greatest ninja is. He's killed anyone who's ever known of him. Thus making him unknown and the some lethal of stalkers and assassins. If he's voted here, that ninja is already compromised.

So, what I've learned from this thread is that college is pointless (or unfair) and having a girlfriend will destroy me economically. MMOs here I come. :(

entropyecho

Mwaha. And thus, I weed out those from continuing in the gene pool....

Hah. Don't let one random anonymous and fantastically sarcastic guy across the internet perverse your idea of a relationship. If anything, finances and how they should be utilized should be equally decided by both partners, along with all choices of households. Just make sure both of you understand, have a plan and set up a budget and the finances end up being a breeze.

In fact, even if I were single - I'd have a pretty good budget once you're out on your own making ends meet. Budget. Can't say enough about this simple idea/tool.

Women are wonderful creatures. I've been in a relationship with my wife for 8 years, married for 3. Wouldn't give it up for the world. I might trade a few weeks away for a one night stand with Kate Beckinsale but... um... what huh? What's this topic about. Oh right, stay in school kids.

160 cheesy Arnold quotes! I know what I'm doing for the next ten minutes!

[QUOTE="CrisisFrmTheSky"]

[QUOTE="mrbojangles25"]

I made about 16k. If I doubled that, oh man...I'd be living like a king!

mrbojangles25

Expectations, along with a raise, tend to increase. And usually, it's the expectations that increase faster then the pay-check. Believe me, 30k is not "Kingly" living in any sense. Bills... bills.... bills.

I get by almost fine as it is right now, and my expectations would not rise. I wouldnt buy more stuff, but I could just afford higher quality stuff. Also, I could build my credit as I could actually afford to make monthly payments on a thing or two.

I am one of those rare people that only spends money he has. If I dont have money, well, I am living off whatever tips I get and eating Ramen/nothing

Something tells me you lack a female in your life. Not saying your current motives and habits are bad, they are in fact common sense. But yes, a female tends to have a different set of expectations and realities.

They want vacations. Pretty drinks with umbrellas in it. They want that painting, that sofa, a giant f'n bed - oooh, oooh, we should go to the opera more, do you think we need more lighting, the gardens - the gardens they need maaaaoooor!

>_> And I don't even have kids yet.

Stay single and play an MMO. Much cheaper.

My rule of thumb is to live below your means.

entropyecho

Current financial situation and the demeaning credit report of several of my and younger generations shows you have the common sense most don't.

I shudder at the thought of being able to read people's mind. Think of all the dumb people you know. Imagine the inane processes that drive those thoughts... or the whistling hollow sound of pure silence in thought which also proceed anything that streams out of their mouth.

I'd go mad, I tell you, MAAAAD!

Plus, around every guy it'd probably be the equivalent of being assaulted with a mental barrage of 2 girls and 1 cup, constantly!

If the hot one can make me a sandwich and pop a top off a Corona, I'll be set.

I made about 16k. If I doubled that, oh man...I'd be living like a king!

mrbojangles25

Expectations, along with a raise, tend to increase. And usually, it's the expectations that increase faster then the pay-check. Believe me, 30k is not "Kingly" living in any sense. Bills... bills.... bills.

SpongeBob is funny as hell. Reminds me of Ren and Stimpy.SteveTabernacle

Nail on the head with the Ren and Stimpy reference. I'm with everyone else in this crowd, and normally I change my POV just to be soooo indie and rebel >.> But no. I'm almost a full-decade atop some of you folks and Spongebob was an amusing good show.