@SOedipus said:
I agree. I've seen way too many families, on welfare, where each member has some gadget like that. When it comes to getting their, or their childs' prescription, they won't pick it up because it isn't covered. But they can buy cigarettes, which I only assume since I can smell it from their horrible breath. Priorities people! This goes down to the very blunt saying where poor people stay poor because they're horrible with money.
As many people have already pointed out there is a MASSIVE cost difference here that does not make any rational sense. And ive noticed this idea that poor people are poor because they dont know how to spend money properly, tends to come from people who dont worry about money and potentially never have. They also don't grasp the financial situations people are in or understand costs of medicine.
Lets pretend all i needed for all of my health care costs was monthly insurance. My insurance is 180 a month. My phone is 50. I need my phone for work (and if i could not afford a phone, you'd be telling me to spend my money better), smart phones are an amazing device and beyond value given the cost. So the phone that most people need for a job, is about 600 a year total. Insurance, would be roughly 2200..... and now i am done pretending and living in a fake world where that would be my only cost..... Aside from basic check ups, i would have spend 2800 dollars of my own money before it kicks in and starts covering roughly 85%. So now we are up to 5000 dollars if i needed to do something as minimal as seeing a specialist.
What if i needed a surgery? Well, my brother is dealing with lung cancer right now (does not smoke just in case you're wondering) and with insurance he has still spent over 100,000 dollars in five years (if i paid zero bills and no taxes it would take me two years of working over full time to have that).
How about my dad? A vietnam vet who still has a bullet in his back for fighting in our governments bullshit wars. Well, he needs about a dozen surgeries and even with two insurances, still cannot afford it. In fact my brother and i have to send him 800 dollars a month so he can afford his inhaler that they decided to take from 40 dollars to 800 dollars and is not covered by insurance. He lives on social security, 1400 dollars a month.
60% of full time working Americans make less than 30,000 a year (30k was middle class averages in 1988, since then costs of every day basic things have skyrocketed, sometimes as high 8000%). Do some basic math here and really ask if the issue is people just dont know how to spend their money. This is just so insulting to the working class of America. I own my own home, i make a decent wage, im good with savings but even with insurance, there's a good chance im fucked if i have a medical emergency.
BTW, i'd love to know what country you live in, because chances are you are able to take advantage of a health care system that makes sense and is not designed to pull every penny out of you and still not do what is needed. Maybe you live ina country where hospitals dont charge you 28 dollars for a tooth brush or 80 dollars for a bed pan that you most likely wont use... or 20 for a comb... Sadly this is the system over 300 million people in America have to deal with. Dont fucking tell us that the problem here is because 60% of workers who have to use 90% of their wages for basic monthly needs, simply spend money right.
P.S. id also like to point out (in case you are unaware) that the cocksucker who made these comments get his health coverage paid for by my taxes and all those other working people and does not pay for his phones or phone bills either. So hey, wanna have a conversation about personal spending and responsibility?
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