Yeah.
I owe less then a lot of people and more then some. I look at it this way when im at the point in my life within the next 3 or 4 years when I can pay 5k a year(420$ a month) it'll be wiped out relatively quickly. Until then my current income can keep me to the point where I can pay it down and not allow interest to accrue.
To all of you new grads just finishing up, I will say find a steady income stream outside of your salaried job ASAP. I have a salary job that covers all my expenses and affords me a lot of disposable income. But I also have a side gig that is specifically for my loan payments. I know coming out of college its rough dealing with the idea of still needing to do partime work especially when you have an entry level fulltime gig, but that extra couple hundred dollars that you get from bagging groceries a couple nights a week after your big job will feel much appreciated when you see how much of your main source of income wasn't slashed due to loans.
It honestly can be anything. I teach beginner guitar lessons for 20$ an hour or go on the street and play for people as they walk by. I also work 6 or 7 hours at a grocery store, and occasionally dip into bar tending and food service. Be straight up with people and tell them that this is just your side hustle and you are doing it to cover student loans, and you will be shocked at how many jobs/people will be willing to help you out and work with your schedule.
Also if you plan on going to grad school but are taking a break first, I suggest saving as much money as you can and paying off as much of your loan as you can first.
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