So i lent my friend some money without any written agreement (stupid of me) and its been almost a year and i haven't recieved any money from him.
It all started by me lending him my Credit Card to use to pay for something online. So i agreed because before i gave him the Credit Card i told him that he'd give me the CASH first and so he did. So all is well and then next month later i go check on my Credit Card Statement and my Credit Card is maxed out.
Now i've been trying to getting him to pay off the Credit Card because he maxed it out but so far i haven't gotten anything from him.
Now if i take this to court what are my chances of winning even without Written Agreement?
I have Witnesses
I also have phone messages of him agreeing that he owes me money
On my credit card statement you can see that my card was perfectly fine up until my friend used it and i haven't used it since for evidence reasons.
What do you guys think?