Don't think it's a PS4 problem if I were you TC as it can happen to any consoles, come with me to the realm of offline gaming where micro-transactions will never touch you,and play all the best(but not too dudebro-ish) single players out there.
To be honest,I rarely visit the online realm since I applied for a NNID(Nintendo Network ID) a few days ago,I only use my NNID if I wanted to see what's interesting in the e-store
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