@jekyll: Every race has people trying to crash, wreck, and pit. At least the longer races give you time to recover and catch up to others, and the players usually spread out as the race goes on. You wipe out in Criminal Records and you're just screwed. Everyone has their own preferences though, these are just mine.

So... some guy just blew up my car during a mission, likely by accident. I tried calling Mors Mutual to get my car replaced and the option isn't popping up. The car was definitely insured. I had it stored in my 10 car garage. Has this happened to anyone else? Am I just screwed?

@jekyll: I remember reading that when the patch was first released. I thought it would've been a cool addition by making the longer races more popular. I had no idea that it would reduce the payouts by that much. The Commute barely pays a tenth of what it used to. There goes my favorite part of the game.

I guess it is a decent race for grinding. Down the Drain would be more suitable imo, It probably takes a little longer but the payout is usually around 10k or more for the winner. Criminal Records seems to cap out at 7,000. I've done both of them so many times that I just can't stand to do them anymore. I try to focus more on having fun anyway.

I get this race about 40% of the time when joining random races. I don't see why it's so popular. Sure the race is short, but the rewards are crap and it's always a orgy of ramming. I know there's that rp/betting exploit, but hardly anyone is actually doing it.