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The models ad details are not like the next-gen game graphics but they are good. You can choose between three job classes merchant, adventurer, pirate hunter. But do not worry you can do everything in this game, it does not matter the job class; you can be a merchant and hunt pirates, or an adventurer and do merchant missions.
The important thing in this game is your ship, because without it you cannot go anywhere, you need it to go from a city to another city, and as you must travel in the ocean you may be attacked by pirates or even other players so it will be good if you level up your ship every week.
About the guild wars, well there are just 12 cities and at least thousands of guilds and every guild wants a city so defend it with your life. But actually a guild is able to build a colony. It is just like another city but without all the NPCs.
The bad, sometimes the game turns very fantastic because there are "Dragon armors", mummies, zombies, etc. Well there are a lot of fantastic things here but sometimes those things do not look good with history.
Money, in the game everyone can set a store, it does not matter if you are not merchant, so that is one of the easiest ways to get money. Another way to get money is getting pirate nationality. and hunting merchant NPCs ships. Another way to get money is making merchant missions, these missions are very very long or are very boring missions, but it feels good to get your money after doing that mission.
Well this game is good, but only if you are very interested on history or in the pirates history. I recommend you this game. You will get fun. Try to get it.