1. Camera angles make it awkward to hit anything
2. Creatures often stay on the opposite side of your sword hand which makes it impossible to hit
3. When using ranged weapons, the arrow rarely lands where the crossheir is aiming.
4. You still have to get off your horse anyway to pick up the loot.
5. All in all, a massive mess that is so clunky, I have no idea how they thought it was anywhere near good enough to put in the game.