InFamous is the only game I own (and I have the Platinum achievement). I do really like the PSN Store as everything is accessible and easy to understand, but my (I've even spoken to Sony directly about this) so I have to buy PSN cards in order to add funds to my wallet.
PS4 is a good system, but I am still waiting for some games to play on it.
That's not a bad thing.. lmfao
EDIT: I will never put my CC in any gaming machine. Never have. You can get points / money on demand on amazon. Why would you after "the event" took place?