I only pay for Xbox Live.
PlayStation consoles, going all the way back to PS1, have always just offered me mostly great single player experiences, but haven't ever had many great multiplayer games and there is nothing on the horizon for PS4 that looks to change that anytime soon. Xbox consoles, on the other hand, have always been very multiplayer focused. Plus Xbox Live is simply a better online service and all of my friends are on Xbox Live, so Xbox Live is worth every penny and I don't plan to ever stop subscribing to it.
I don't care about the game rentals, so for me to ever subscribe to PS Plus in addition to Xbox Live, Sony would have to release a couple of really awesome online multiplayer games that are exclusive to PS4 and it doesn't look like that is happening anytime soon.
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