I’ve been playing The Division 2 and I scant ever hear voice chatting (perhaps only in a raid where someone doesn’t know what’s going on). It’s so “no-speak” that upon someone talking, several people leave the activity. There’s something subtle about this game that seems off to me but I can’t even articulate it.
Nobody talks in Destiny, but it’s too loud anyway.
Compare that to GTA online, which is a loquacious experience.
I don’t always like to talk or listen, but when I do... I prefer it to be talkative!
The only COOP mission I did in GR:Wildlands, everyone talked and it was fun.
I get that sometimes people CANT talk (someone they love with is asleep, etc).