Resistance 2 gets my vote. Fallout 3 was quite mediocre and dragged on and on and on. I finished the game in its entirity and didn't feel satisfied. At all. The story is lackluster and the action is quite stale after a few handfuls of fights. Once you find the Chinese Assaut Rifle, you're set til the end of the game. The economy is nonexistent. The UI is horrible, you'll enjoy digging through the Pipboy, it adds to the tedium that everyone seems to enjoy. Fallout 3 is an OK game, I'd say worth a rental at best.
Resistance 2 has some of the most esaily accessible and most addictive online gameplay. The 8-player Co-op is a blast and when you're up for it, the 30 vs. 30 skirmishes are ALWAYS exciting. Resistance 2, although easily accessible, has a steep learning curve. People who have played longer online not only frag you given their higher experience and player time, but their levels also grant them power-ups that you're not accessible to, which proves to be quite annoying when starting.
Just my two cents. I'd never pay full price for a game that didn't offer a bit of multiplayer.
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