It would be great if someone could answer this:
Long story short, I purchased an app on Itunes that I did not have enough money for and noticed that after I purchased it. The charge went through and I owe originally $8.64. I never payed it, so I could not use the App store or update. Now, the charge posted to my checking account (a month later) and I have a negative available balance. Please Note: I do not have overdraft service. Which means the charge SHOULD have been declined as there was not enough. So why did Apple let it go through? Will I be charged an overdraft if I don't have overdraft protection?