So I started training a new worker at my job and it was a smooth day. Where I work, it's just me and up to a couple of other people, so it's pretty much vital for me to be on good terms with my coworkers. This guy is into metal, drums with a death metal band that I listen to, and collects movies that I find interesting. So more or less, I figured we'd get along.
Well, things went smooth until the guy hit my car at the end of the day in the parking lot. He put three scrapes on the side of my car that are a little over a foot long. I wasn't sure at that moment if insurance would be the best route to take (and I'm still not sure), so I told him he could give me his insurance information over the phone later.
Basically I want the scrapes on my car fixed, but I want to do it in a way that's least painful for both my coworker and I. Would it be better to go get an estimate and ask for the cash up front? Or should I try to get his insurance information? I asked for his insurance info multiple times (just so I have it on hand) and he told me his dad has his insurance and said he'd get it for me later.... and he still hasn't gotten back to me with that information. I'm under the suspicion he doesn't have insurance. If he tells me that, I'm going to be less cool about the situation.
This guy already has a lot of friends at the job I work, so I don't want to drag the guy through mud trying to get this scratch fixed. My common sense told me to just let insurance take care of everything, but I've had multiple people tell me I should get an estimate and ask for the cash up front, so it doesn't raise his insurance too much. My problem with that is if he's giving me money - what difference does it make? Either it comes out of his wallet now, or his insurance over time later, wouldn't it make the most sense to just take it up with our insurance companies?
Unless of course he doesn't have insurance...then what? Just be cool with him lacking insurance and ask for the cash to cover the estimate? I don't know how I feel about this guy driving around uninsured...
I can post pictures of these scrapes if anyone feels like it would be helpful to post.
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