Can anyone honestly say that their healthcare costs went down as a result of Obamacare?

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UT_Wrestler

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#1 UT_Wrestler
Member since 2004 • 16426 Posts

I am paying literally twice as much now, both in my health insurance premiums, and my deductibles. I also was not able to "keep" my previous plan because it was not compliant with Obamacare regulations, so it wasn't grandfathered in as promised. So when Obama went around promising that nobody's costs would go up and "if you like your plan you can keep it", was he just dumb/ignorant or did he know how full of shit he was?

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themajormayor

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#2 themajormayor
Member since 2011 • 25729 Posts

My healthcare costs definitely did not go down as a result of it!!

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LJS9502_basic

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#3 LJS9502_basic
Member since 2003 • 178844 Posts

His policy was compromised by the Republicans. Which is basically the ideology behind this current plan. So be fair and put the blame where it belongs.

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iandizion713

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#4 iandizion713
Member since 2005 • 16025 Posts

Mine didn't change at all, I still have no insurance. I just use the ER.

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HoolaHoopMan

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#5 HoolaHoopMan
Member since 2009 • 14724 Posts

Mine stayed the same but my deductible was lowered. Anecdotes are fun, almost as fun as the other thread where the top creator didn't understand the maximum fine allowed under law.

Health insurance premiums have been increasing at a large rate for 30 years, Obama sure was fucking things up for a while now.

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pyro1245

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#6 pyro1245
Member since 2003 • 9397 Posts

When it first came out my current insurance at the time (BCBS) jacked my rates up. I was forced to switch to an ACA plan which basically put me back where I was.

I guess I do know a few people who were able to get health insurance for dirt cheap, but they don't make any real amount of money.....

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plageus900

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#7 plageus900
Member since 2013 • 3065 Posts

I don't know. I was in the military when Obamacare was put into works. Now my insurance only costs me 24 dollars a paycheck.

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Solaryellow

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#9 Solaryellow
Member since 2013 • 7034 Posts

I'd prefer hearing if anyone here is the average family supposedly saving $2400 (was it?) per year under this law.

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Ish_basic

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#10 Ish_basic
Member since 2002 • 5051 Posts

this is kind of why campaign promises are pointless. Invariably you have to work with people on the other side whose whole goal lately is to keep you in the minus column, and as a result your promised policy limps out into the public a shell of itself. Then the other side gets to go around pointing about how you lied, even though they had a hand in it all. This is why the whole time Bernie was talking I was like "in what world could you get that done, Bern?"

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Solaryellow

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#11 Solaryellow
Member since 2013 • 7034 Posts

@Ish_basic said:

this is kind of why campaign promises are pointless. Invariably you have to work with people on the other side whose whole goal lately is to keep you in the minus column, and as a result your promised policy limps out into the public a shell of itself. Then the other side gets to go around pointing about how you lied, even though they had a hand in it all. This is why the whole time Bernie was talking I was like "in what world could you get that done, Bern?"

When one must resort to gross hyperbole in order to sell their bill of goods, something must be wrong.

Obamacare is the baby of the Democrats.

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mattbbpl

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#12  Edited By mattbbpl
Member since 2006 • 23032 Posts

@Solaryellow said:
@Ish_basic said:

this is kind of why campaign promises are pointless. Invariably you have to work with people on the other side whose whole goal lately is to keep you in the minus column, and as a result your promised policy limps out into the public a shell of itself. Then the other side gets to go around pointing about how you lied, even though they had a hand in it all. This is why the whole time Bernie was talking I was like "in what world could you get that done, Bern?"

When one must resort to gross hyperbole in order to sell their bill of goods, something must be wrong.

Obamacare is the baby of the Democrats.

Don't mind me, I'm just here to see the reaction to you completely washing away the Republican history of the components in the ACA.

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LJS9502_basic

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#13 LJS9502_basic
Member since 2003 • 178844 Posts

@Solaryellow said:
@Ish_basic said:

this is kind of why campaign promises are pointless. Invariably you have to work with people on the other side whose whole goal lately is to keep you in the minus column, and as a result your promised policy limps out into the public a shell of itself. Then the other side gets to go around pointing about how you lied, even though they had a hand in it all. This is why the whole time Bernie was talking I was like "in what world could you get that done, Bern?"

When one must resort to gross hyperbole in order to sell their bill of goods, something must be wrong.

Obamacare is the baby of the Democrats.

Well to be fair it was bastardized by the Republicans.

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Ish_basic

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#14 Ish_basic
Member since 2002 • 5051 Posts

@Solaryellow said:
@Ish_basic said:

this is kind of why campaign promises are pointless. Invariably you have to work with people on the other side whose whole goal lately is to keep you in the minus column, and as a result your promised policy limps out into the public a shell of itself. Then the other side gets to go around pointing about how you lied, even though they had a hand in it all. This is why the whole time Bernie was talking I was like "in what world could you get that done, Bern?"

When one must resort to gross hyperbole in order to sell their bill of goods, something must be wrong.

Obamacare is the baby of the Democrats.

except the HEART act and Romney's healthcare plan were essentially the basis of ACA, both passed by republicans.

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PSP107

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#15  Edited By PSP107
Member since 2007 • 18797 Posts

@iandizion713: "I still have no insurance."

I haven't been to the doctor/hospital in 15 years.

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Serraph105

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#16 Serraph105
Member since 2007 • 36039 Posts

Well as a contractor I didn't have health insurance before, and now I do. So in that sense my health insurance went had a 100% increase. On the plus side it's $90/month.

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mrbojangles25

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#17  Edited By mrbojangles25
Member since 2005 • 58300 Posts

ACA was a beautiful young girl raped by Republicans that grew up into a pornstar as a result.

There is still good there, and it's still worth saving, but it is a little broken right now.

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MuD3

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#18 MuD3
Member since 2011 • 2192 Posts

@UT_Wrestler: My cost went from $0 because I can't afford it to fined because I can't afford it. To be fair, the point wasn't to make it affordable, it was to make it so more people would be able to get it. And what we have is because it's what Reps could agree to, and what Dems settled for because it was something. And in the end, nobody won.

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comp_atkins

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#19 comp_atkins
Member since 2005 • 38677 Posts

my plans didn't change, my doctors didn't change, and the costs changed no more than they had in previous years.

net affect for me = nothing

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commander

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#20 commander
Member since 2010 • 16217 Posts

I wish you guys could have affordable healthcare, I only pay a couple euros for what healthcarish thing I'm doing. For instance I had a medical bill of 320 euro a couple of weeks ago and I paid 15 euro.

Of course taxes are higher but I don't mind that, I wouldn't want to be in a situation where I can't pay for something that would save a limb or even worse, my life.

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deactivated-5b1e62582e305

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#21 deactivated-5b1e62582e305
Member since 2004 • 30778 Posts

@mrbojangles25 said:

ACA was a beautiful young girl raped by Republicans that grew up into a pornstar as a result.

There is still good there, and it's still worth saving, but it is a little broken right now.

What the **** is wrong with you?

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mrbojangles25

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#22  Edited By mrbojangles25
Member since 2005 • 58300 Posts

@Aljosa23 said:
@mrbojangles25 said:

ACA was a beautiful young girl raped by Republicans that grew up into a pornstar as a result.

There is still good there, and it's still worth saving, but it is a little broken right now.

What the **** is wrong with you?

quite a lot

*anyway, to clarify: the ACA had the potential to be something great, but was ravaged and torn apart by Republicans, but it still went through but unfortunately turned into something else entirely as a result of the tampering by the GOP. That's where I was going with my analogy (most pornstars led good lives until they were messed with by someone who should have cared for them).

Not all of us liberals are the politically correct kind...some of us speak our minds, own guns, and don't give two shits about sounding proper *shrugs*.

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Jak42

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#23  Edited By Jak42
Member since 2016 • 1093 Posts

I can't say as I was on my dads union insurance. And I never saw the deductions before and after. But I do think at some point, our co-pay for specialists went up to $50 per visit. Was nice though that Obama care extended parental health insurance for kids till after they turn 26 depending on the state I believe. But the tax penalty has to go.

There's so much that needs to be done before America can get health care costs under control. For starters, consumers need to be able to compare prices between hospitals for basic services. And get a good estimate for something like an uncomplicated pregnancy stay at a hospital. A couple on YouTube tried price checking, just like anyone would do when shopping. And the local hospitals in his area couldn't give him an estimate on such a common procedure. Despite how well paid those admin workers are.

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N64DD

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#24 N64DD
Member since 2015 • 13167 Posts

LOL @ people blaming the republicans for ACA's shortcomings. You people live in a dream world, it's hilarious.

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Ish_basic

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#25  Edited By Ish_basic
Member since 2002 • 5051 Posts

@jak42 said:

I can't say as I was on my dads union insurance. And I never saw the deductions before and after. But I do think at some point, our co-pay for specialists went up to $50 per visit. Was nice though that Obama care extended parental health insurance for kids till after they turn 26 depending on the state I believe. But the tax penalty has to go.

There's so much that needs to be done before America can get health care costs under control. For starters, consumers need to be able to compare prices between hospitals for basic services. And get a good estimate for something like an uncomplicated pregnancy stay at a hospital. A couple on YouTube tried price checking, just like anyone would do when shopping. And the local hospitals in his area couldn't give him an estimate on such a common procedure. Despite how well paid those admin workers are.

yeah, it is the major problem, particularly with prescriptions. I handled most of the medical stuff for my dad when he was sick and those bills are just insane. Now, he was retired Navy so between the government and aarp it was all pretty much taken care of, but I still got to see the charges, item by item, and they were absurd. It's impossible to do healthcare reform without addressing these issues, but the drug companies alone have about 1400 lobbyists in Washington.

In my area we have an additional problem with the dominant private insurance companies each owning their own hospital chains and fighting over access to the loss of everyone. So we can blame ACA for people losing their doctors, but in my area it's this tug of war between the private companies that is causing people to lose their doctors. The state has tried to step in a number of times but all they can get is postponements. My dad had an easy time during all of this because of his Medicare/Tricare coverage through the government (an argument against privatization to be sure), but the rest of us on our private insurance have to deal with this nonsense. I just wonder if it's strange in other parts of the country to see hospitals running dueling commercials, which I'm guessing is yet another thing the patient foots the bill for.

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Jak42

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#26 Jak42
Member since 2016 • 1093 Posts

@Ish_basic: Prescriptions are also another area that's a big problem. And I honestly have no confidence the government can tackle it. As we can't even get a proper government nutrition guideline out there that isn't heavily tampered with corporate interests.

Personally, I came across a guy in an old job. Who taught me about the simple but effective power in giving vitamins to his ailing mother. Instead of numerous drugs. Took it upon myself to see what vitamins can help my acne issues. And I was able to get off Minocycline once I discovered my oily skin. Was my body's way of attempting to make up for a Vitamin D deficiency. So while we can't substitute everything from pharmaceutical companies. The average person could decrease their reliance on them with proper research.

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commander

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#27 commander
Member since 2010 • 16217 Posts

@jak42 said:

@Ish_basic: Prescriptions are also another area that's a big problem. And I honestly have no confidence the government can tackle it. As we can't even get a proper government nutrition guideline out there that isn't heavily tampered with corporate interests.

Personally, I came across a guy in an old job. Who taught me about the simple but effective power in giving vitamins to his ailing mother. Instead of numerous drugs. Took it upon myself to see what vitamins can help my acne issues. And I was able to get off Minocycline once I discovered my oily skin. Was my body's way of attempting to make up for a Vitamin D deficiency. So while we can't substitute everything from pharmaceutical companies. The average person could decrease their reliance on them with proper research.

vitamine D is in sunlight and fish with a lot of fats (like salmon).

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Ish_basic

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#28 Ish_basic
Member since 2002 • 5051 Posts

we don't get sunlight where I live. Seriously...like 54 days of sunlight a year. Everybody is short on D here.

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Kruiz_Bathory

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#29 Kruiz_Bathory
Member since 2009 • 4765 Posts

No. I get fined if I don't have insurance. **** that bullshit.

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LJS9502_basic

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#30 LJS9502_basic
Member since 2003 • 178844 Posts

@n64dd said:

LOL @ people blaming the republicans for ACA's shortcomings. You people live in a dream world, it's hilarious.

You shouldn't discuss in political threads if you don't pay attention to politics. Makes you look a fool.

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iambatman7986

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#31 iambatman7986
Member since 2013 • 4575 Posts

my wife and I were paying around $1200 for 2 people per month before it went into affect, now we've added a 3rd person, and it is $950 a month for all 3 and better coverage.

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PSP107

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#32 PSP107
Member since 2007 • 18797 Posts

@iambatman7986:

$1250 and $950 a month =(

How many times a month you used it?

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sayyy-gaa

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#33 sayyy-gaa
Member since 2002 • 5850 Posts

@UT_Wrestler the question to ask is not whether or not healthcare costs went down...that isn't going to happen. They will only go up from here. The question to ask is how many formerly uninsured americans now have health insurance?

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iambatman7986

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#34 iambatman7986
Member since 2013 • 4575 Posts

@PSP107 said:

@iambatman7986:

$1250 and $950 a month =(

How many times a month you used it?

Over the last few years, quite a bit due to needing IVF to get pregnant, and then being at the doctors every other week due to being a high risk pregnancy. Then there was the delivery and the pediatrician appointments every 1-2 months. Prior to that though, not nearly enough to justify the cost of it.

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shellcase86

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#35 shellcase86
Member since 2012 • 6848 Posts

Premium went up a bit, deductible is lower now. Evens out.

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UT_Wrestler

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#36 UT_Wrestler
Member since 2004 • 16426 Posts

@LJS9502_basic said:

His policy was compromised by the Republicans. Which is basically the ideology behind this current plan. So be fair and put the blame where it belongs.

Blaming republicans is the "in" thing now? So did blaming Bush become passe?

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HoolaHoopMan

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#37 HoolaHoopMan
Member since 2009 • 14724 Posts

@UT_Wrestler said:
@LJS9502_basic said:

His policy was compromised by the Republicans. Which is basically the ideology behind this current plan. So be fair and put the blame where it belongs.

Blaming republicans is the "in" thing now? So did blaming Bush become passe?

Romney must have been a democrat plant putting his individual mandate into laws years Obama. Damn him!

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N64DD

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#38 N64DD
Member since 2015 • 13167 Posts

@LJS9502_basic said:
@n64dd said:

LOL @ people blaming the republicans for ACA's shortcomings. You people live in a dream world, it's hilarious.

You shouldn't discuss in political threads if you don't pay attention to politics. Makes you look a fool.

Nah, OT is full of people that are brain washed. It's fun posting in the chaos.

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lamprey263

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#39 lamprey263
Member since 2006 • 44557 Posts

I was covered while unemployed which was important, no complaint here. This biggest complainers are those that elected those into office that blocked meaningful reform like regulations on prescription drug prices, single payer and government option, writing off their antitrust exemption allowing competitors to meet in secret to uniformly increase their prices.

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judaspete

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#40  Edited By judaspete
Member since 2005 • 7264 Posts

My premium has been going up every year since ACA came about, but it was going up every year before that too.

Really though, if you don't want to see Universal Health Care, then you should be praying on your grandmothers grave for the ACA to come around. The cost increases that are happening to employer based health care are unsustainable. The whole system is going to collapse under it's own weight like a house of credit default swaps if we can't figure out a way to bring costs down.

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commander

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#41 commander
Member since 2010 • 16217 Posts

@Ish_basic said:

we don't get sunlight where I live. Seriously...like 54 days of sunlight a year. Everybody is short on D here.

where do you live, the northpole?

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mattbbpl

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#42 mattbbpl
Member since 2006 • 23032 Posts

@judaspete said:

My premium has been going up every year since ACA came about, but it was going up every year before that too.

Really though, if you don't want to see Universal Health Care, then you should be praying on your grandmothers grave for the ACA to come around. The cost increases that are happening to employer based health care are unsustainable. The whole system is going to collapse under it's own weight like a house of credit default swaps if we can't figure out a way to bring costs down.

Yep. This is what an imminent crash looks like barring a more gradual reduction in those trends.

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mattbbpl

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#43 mattbbpl
Member since 2006 • 23032 Posts

@n64dd said:
@LJS9502_basic said:
@n64dd said:

LOL @ people blaming the republicans for ACA's shortcomings. You people live in a dream world, it's hilarious.

You shouldn't discuss in political threads if you don't pay attention to politics. Makes you look a fool.

Nah, OT is full of people that are brain washed. It's fun posting in the chaos.

Didn't you recently post about Clinton coordinating the assassination of Scalia?

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N64DD

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#44 N64DD
Member since 2015 • 13167 Posts

@mattbbpl said:
@n64dd said:
@LJS9502_basic said:
@n64dd said:

LOL @ people blaming the republicans for ACA's shortcomings. You people live in a dream world, it's hilarious.

You shouldn't discuss in political threads if you don't pay attention to politics. Makes you look a fool.

Nah, OT is full of people that are brain washed. It's fun posting in the chaos.

Didn't you recently post about Clinton coordinating the assassination of Scalia?

Yeah, was a good laugh wasn't it?

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deactivated-5e9044657a310

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#45 deactivated-5e9044657a310
Member since 2005 • 8136 Posts

Yes. Mine did

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Ish_basic

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#46 Ish_basic
Member since 2002 • 5051 Posts

@commander said:
@Ish_basic said:

we don't get sunlight where I live. Seriously...like 54 days of sunlight a year. Everybody is short on D here.

where do you live, the northpole?

no, western PA.

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deactivated-5e9044657a310

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#47 deactivated-5e9044657a310
Member since 2005 • 8136 Posts

@Solaryellow said:
@Ish_basic said:

this is kind of why campaign promises are pointless. Invariably you have to work with people on the other side whose whole goal lately is to keep you in the minus column, and as a result your promised policy limps out into the public a shell of itself. Then the other side gets to go around pointing about how you lied, even though they had a hand in it all. This is why the whole time Bernie was talking I was like "in what world could you get that done, Bern?"

When one must resort to gross hyperbole in order to sell their bill of goods, something must be wrong.

Obamacare is the baby of the Democrats.

No It's not.

It's based on a Republican Inititative.

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commander

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#48  Edited By commander
Member since 2010 • 16217 Posts

s

@Ish_basic said:
@commander said:
@Ish_basic said:

we don't get sunlight where I live. Seriously...like 54 days of sunlight a year. Everybody is short on D here.

where do you live, the northpole?

no, western PA.

I'm from belgium, weather is not very consistent over here but mostly we have a lot of rain here and it's mostly clouded. There's a difference between bad weather and complete darkness though.

I don't come out much either, because I'm a hardcore gamer.

I eat fish now and then though, don't even know if my vit d is low.

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LJS9502_basic

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#49 LJS9502_basic
Member since 2003 • 178844 Posts

@Ish_basic: Dude not sure which part of PA you live in...but I'm from Pittsburgh.....which is what your post shows and we get sun. Come on now.

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JimB

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#50 JimB
Member since 2002 • 3862 Posts

@LJS9502_basic said:

His policy was compromised by the Republicans. Which is basically the ideology behind this current plan. So be fair and put the blame where it belongs.

With the Democrats.