Bank error in your favor, collect $132,000

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comp_atkins

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#1 comp_atkins  Online
Member since 2005 • 38677 Posts

So my wife recently traveled for work and submitted her expenses recently for reimbursement.

Not sure what the heck happened but her CC account was credited over $130,000!

The mistake has been reported and will (obviously) be corrected shortly.

Anything like this ever happen you you folks?

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mrbojangles25

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#2  Edited By mrbojangles25
Member since 2005 • 58300 Posts

I Look at that, and I have to wonder if I will ever have that much money at one time in my life. Seriously.

Ten or even five years ago I might have thought "Hey if I saved hard enough, I can build up that kind of wealth no problem!" but suddenly 100k seems like a really, really, really big sum.

*Sigh*

Anyway, nope, never has happened to me. Though the state of California did charge me too much (or I wrote them too much) on my taxes so I got a whopping 3.07 dollar check from them. WOOOOOOOOOOO

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deactivated-5b797108c254e

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#3 deactivated-5b797108c254e
Member since 2013 • 11245 Posts

Not for 100k+, no...but have had it happen with 4 and 7k before.

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DrLostRib

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#4  Edited By DrLostRib
Member since 2017 • 5931 Posts

No but it reminds me of this story

http://www.nytimes.com/1995/08/20/us/bank-credits-95093-junk-mail-check-to-customer-s-account.html?scp=1&sq=patrick%20combs&st=cse

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SUD123456

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#5 SUD123456
Member since 2007 • 6949 Posts

Yes, we moved across the country recently and we transferred $390,000 from one checking account to a new account. Only the bank only completed half the transaction and forgot to reduce the old account by the same amount. So for a couple weeks we had the same amount in both accounts until we eventually convinced them that they had messed up. They said thanks and waived the $5 charge for the transfer ?

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fenriz275

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#6 fenriz275
Member since 2003 • 2383 Posts

Closest I've come is when someone gives me back incorrect change at McDonald's.

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comp_atkins

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#7 comp_atkins  Online
Member since 2005 • 38677 Posts

something similar happened in college too but it was some kind of rounding error.

my acct. had something like $1,605.23 ( making up numbers ) and at one point an atm machine was reporting my balance as $160,523.44 or whatever. it had shifted the decimal position over a few places. i ran over to another atm on campus and it had already been fixed :(

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plageus900

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#8 plageus900
Member since 2013 • 3065 Posts

While I was in the Air Force, finance overpaid me by $10k.

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MrGeezer

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#9 MrGeezer
Member since 2002 • 59765 Posts

I've heard about this happening to some dumbasses, and then they're like, "woohoo, free money! Let's spend it all before they realize they done f****ed up!"

At which point the error gets corrected. Then it's like, "hey, no problem; just give us back the $200,000 that you already spent. Oh, you don't have $200,000? Well then, enjoy being prosecuted for fraud."

Point being: if this ever happens to anyone reading this, DO NOT SPEND THE MONEY. If you suddenly have your bank account showing WAY more than you know you actually have, YOU KNOW THAT THAT IS NOT YOUR MONEY. And eventually they WILL find out that this error happened and correct it. You don't get to play it off as a simple misunderstanding when there's normally less than $200 in your account and then you immediately go out and spend $200,000 as soon as the error happens. You know goddamn well that is not your money.

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deactivated-598fc45371265

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#10 deactivated-598fc45371265
Member since 2008 • 13247 Posts

@MrGeezer said:

I've heard about this happening to some dumbasses, and then they're like, "woohoo, free money! Let's spend it all before they realize they done f****ed up!"

At which point the error gets corrected. Then it's like, "hey, no problem; just give us back the $200,000 that you already spent. Oh, you don't have $200,000? Well then, enjoy being prosecuted for fraud."

Point being: if this ever happens to anyone reading this, DO NOT SPEND THE MONEY. If you suddenly have your bank account showing WAY more than you know you actually have, YOU KNOW THAT THAT IS NOT YOUR MONEY. And eventually they WILL find out that this error happened and correct it. You don't get to play it off as a simple misunderstanding when there's normally less than $200 in your account and then you immediately go out and spend $200,000 as soon as the error happens. You know goddamn well that is not your money.

I wonder if you'd be able to keep the interest assuming it was in the account long enough. Probably not.