My parents are in their mid-80s. They mostly take care of themselves. My sister and I relocated them to the city we are in a few years ago. We found them a nice apartment in a very good location where pretty much everything they need is within a few blocks. The most important things like grocery store, drug store, and coffee shop, are all literally on the ground floor of their building.
My mom still drives a bit and the mall, doctor, and dentist are all within 5 mins. I talk to them a few times a week and I visit them in person at least once a week. My sister talks and visits about the same. I usually get my wife and daughter to come with me once every 2-3 weeks. Seeing their grandaughter is probably more important than seeing either my sister or me :)
I do drive my mom to some things at times because she is not that familiar with the city and isn't confident except in her immediate area. She is in good physical and mental shape. My dad is frail and has moderate dementia. Eventually we will have to bring in help for my mom. Sometimes when I visit she will go the the mall, etc. while I stay with my dad...or I will take him on a outing to the military museum as his long term memory is still very good and his service was a cornerstone of his life.
I am now retired. I could spend more time with them but we all feel that it is important for them to be as independent as they can be for as long as that is possible.
The direct answer is never. You hope they never need looking after. More importantly, THEY hope you never need to look after them. Of course that isn't the reality of life, sadly.
On a related note, I retired early compared to the norm. When you get close remember this advice: every year you can retire early is the greatest gift you can give yourself.
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