No, You Don't Need to Pay for Xbox Live on Windows 10
Microsoft confirms an Xbox Live Gold subscription is not required to play games online using the new Xbox app for Windows 10.
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It might not come as much of a surprise, but Microsoft has now officially confirmed that you will not need an Xbox Live Gold subscription to access online multiplayer when the service comes to PC via Windows 10 later this year.
An Xbox Live Gold subscription ($60/year) is required on Xbox 360 and Xbox One to play games online and to take part in some sales and other promotions.

Microsoft's Larry "Major Nelson" Hryb confirmed the news this week. On Twitter, Hryb said: "Not charging. Xbox Live Gold will not be required for online multiplayer gaming using our service on Windows 10 PCs and Phones."
Xbox Live for Windows 10 was announced during a January Microsoft event. Many of the Xbox Live features already available Xbox, including chat, friends lists, and the Activity feed, will also be available on PC. In fact, some PC gamers can already try out these features, provided they are part of the Microsoft Insider testing program.
When it launches later this year, Xbox Live for Windows 10 will also support Xbox-to-PC streaming, cross-platform play with Xbox One, and GameDVR. Windows 10 is set to launch sometime this fall, though a specific launch date has not yet been announced.
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