Just popping in here to clear up some misconceptions about Forza 5's economy, tokens & DLC from someone who has been playing it since launch. Take it for what it is worth.
The economy was really, really jacked up at first. It took too long to make credits in game and with no reward cars people were upset about how long it would take to unlock the expensive cars (5 million credits if I recall).
Turn 10 stepped in almost immediately. The "Forza Rewards" were increased to an unheard of amount and the cars were offered at half off in game credits. Shortly after that the level up credit bonus was doubled and the price of cars was adjusted (expensive cars lowered). All of this was great and put me in a good spot where I had already bought nearly every car I wanted in the game, but I was a long time Forza player earning the maximum rewards. Someone coming into the series today as a brand new player would not have credits flowing as freely as I do.
The tokens that can be bought to buy cars in game instead of earning credits could be used as a shortcut, but only for those with more money than sense (the tokens required scaled with the value of the cars...don't quote me on this but I think it is about $25 worth of tokens for most expensive cars). It isn't like a shooter or RPG where you have an advantage with better weapons. When you get an F1 car the only thing that changes is you have access to the F1 racing series in the career. The kicker here though is that the F1 series pays out exactly the same as all the other series in the game. The car itself doesn't help you. There is no "end game" that you reach by unlocking the fastest cars.
The DLC is just more cars. Again there is no advantage to owning it (in fact unless Turn 10 decides to "gift" people one of the cars, you have to buy the cars again in game with credits AFTER you paid real money for them).
I've not bought any DLC cars or tokens, nor do I plan on doing so. Also there's a credit glitch at the moment that pretty much makes all token/microtransaction complaints null and void. You can earn over 2 million per hour using it.
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