Case-by-case basis.
I've really enjoyed Destiny of Spirits, which I've played for well over 150 hours, and what little I've played of No Heroes Allowed: No Puzzles Either was quite good.
I also played a lot of Tekken Revolution when it came out, and it was plenty of fun.
If I ever spend any kind of money on something in-game, I treat it the same way as anything else in life. Is it good value? Will it bring me pleasure/entertainment/satisfaction? Is there nothing else I would rather do with this money right now? If I'm having fun with the game and it seems like a good idea, then I'll consider paying for something. If not, no harm done, move on. Simple. Painless.
Games, in which I have spent money on micro-transactions in-game (AU dollars):
- Destiny of Spirits (About $25 all up. No regrets. You don't really need to spend money to get by in this game, though.)
- NBA 2K14 (About $15 on coins. Wasn't really worth it in the end. I just used it to boost up in the My Player career mode. I got the game with PS Plus so I don't really care).
- Tekken Revolution (I think it was about $7 or so. I had spent 30+ hours on the game for free, and felt like wasting some money. No regrets. I had fun with it.)
- World of Warcraft (This probably doesn't really count because back when I played, the pet store wasn't accessible in-game, but I used to buy pets and mounts for friends and guildmates for birthdays, or as gifts for helping me with something, or just if I felt in a generous mood. I had bought some of them for myself too, such as that charity pet for the Japanese tsunami relief. I paid for a few server transfers on occasions, a couple faction changes, couple re-customizations).
That's about all I can think of right now.
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