1st off, you aren't going to find any decent 4k TV's anywhere around $3k...
2nd - 4k is pointless unless you get a massive TV and sit close. Let's see why...
Here's a chart to reference what distance and size you can start to notice a benefit. Unless you're sitting within 7.5ft of a 60" television, the differences between 4k and 1080P are non-existent. You'd need to be within 4ft for the full benefit.
Other things to keep in mind is that there are no 4k TVs at the moment that are suitable for gaming because they have too much input lag. Furthermore, the guy at Best Buy lied to you - upscaling never looks as good as native. Native is the true signal of the source, upscaling degrades pictures quality and adds input lag due to additional signal processing.
So...unless you plan on getting a TV bigger than 60" and plan to sit within 6ft of it, and plan to do zero gaming - then you'd be throwing your money away. Plasma is still currently the best panel technology (higher motion resolution than OLED's on market, better contrast, better blacks). There are no 4k Plasmas. I would avoid marketing gimmicks and stay way from 4k until the standards are set and 4k content is readily available everywhere and better supported.
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