Putting a disclaimer has no effect on how far a company is willing to go to protect their product. You can still get sued with or without a disclaimer. However, its extremely unlikely for you to get sued and you will more than likely only face a cease and desist to take down the video. In 99% of cases, your video will be ignored by companies.
"Monetizing" your videos very much so means "attempting to make money from." You can't "monetize" to promote your videos. Paying to increase the views of your videos just means "promoting."
Whether you are actually monetizing or promoting has no actual bearing on your ability to get sued. The whole "not doing it for profits so im legally in the clear" is a myth. If you did not make money, a company cannot sue for damages but you can be sued for infringement in either case.
To be honest, I would not worry about any kind of litigation. You'd be way too small fry to be of any note.
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