I was driving home after work down a main road. I pass through an intersection with a green light and collide with another vehicle that failed to yield on a left hand turn.
I got my check from the insurance company for the value of the car (I made sure I got compensated for all the work I've done to it).
I was in the left lane going straight.
Light was green.
Car on other side in the left turn lane keeps going without yielding and I run into him.
And the other driver says I ran a red light (he claims he had a protected green arrow), which is not true.
Here is an image I made to help explain the situation:
It was at around 11:50 PM after I got off work. We were the only two cars on the road. The street is a main street and the light remains green unless cars are detected on the crossing street. There is no reason for him to have a protected arrow unless there was traffic at the time of the collision. If that were the case, he would have tons of witnesses. I have one witness, but he is a homeless man with no phone and it's impossible to reach or contact him. The police collected his information though.
What do I do? What can I say to have a strong case? I don't want to pay the deductible or have my rates go up because of something I did not cause.