It may be hard, but it's still excellent.
Graphics:9/10
It looks okay for the PlayStation, but the water is just like a black hole:you fall in. But that's not a problem for me. The curved roads are realistic, the cars are awesome looking. Plus, there's damage for said cars.
Gameplay:10/10
I was willing to give this section a 7 for insane difficulty. However, the Survival Mode just gave it a 10. Also, you could switch out of cars, but not during police chases. That would have gotten an 11/10. Meaning..."This game is so epic, it raises the bar for what video games should be."
Difficulty:9/10
This is so hard since the Undercover is so hard. Some missions I completed on my first try. Others, like half of those being in Havana, took 20 tries(no joke). The Survival D.G. is difficult, but enjoyable otherwise.
Overall? Driver 2 is an epic game that every ps1 collector should own. I'm still playing this, and will continue until the disc is so heavily scratched that it won't work.